Open Enrollment for FY19
Open Enrollment begins May 7th (12:00 AM) and continues through May 18th (11:59 PM).
During Open Enrollment you may make the following types of changes in PRISM:
- change insurance plans
- add or drop insurance
- buy additional supplemental life insurance
- enroll in flexible spending accounts
- add or remove eligible dependents from insurance plans
All changes are made by logging into your PRISM account and selecting ACGA Employee Self-Service / Benefits. You can make changes between May 7th and May 18th. Your changes will not be effective until July 1, 2018.
What Must You Do During Open Enrollment?
→ If you would like to change the plan in which you are enrolled or add/remove
eligible dependents, you must make this change in PRISM during Open Enrollment.
→ Flexible Spending Account participants must re-enroll during Open Enrollment
to continue participation in FY19.
→ No action is required if you wish to keep the same health and/or dental coverage.
Have questions? We’re Here to Help!
Come to one of the many information sessions or help sessions scheduled around the County.
What’s New for FY19?
Flexible Spending Account (FSA)
The IRS has increased the annual contribution limit for the Health Care FSA to $2,650.
Reminder: up to $500 of unspent funds in your Health Care FSA will automatically roll over from FY18 to FY19.
Log into your ASIFLEX account to sign up for FlexMinder. FlexMinder is a new feature that allows you to select and send EOBs to ASIFLEX with a simple click!
Out-of-Pocket Maximum Amounts
The out-of-pocket maximums are increasing for the Cigna coinsurance plans. The out-of-pocket maximum (OOPM) is a requirement of the Affordable Care Act that is there to protect you against catastrophic medical expenses. The OOPM is the most you will pay out-of-pocket during the calendar year for covered health services. Once you meet the OOPM, the plan pays 100% for the rest of the calendar year.
Adoption Assistance — New!
Eligible employees may be reimbursed for qualified adoption expenses up to $5,000 per child adopted on or after July 1, 2018. More program details coming soon to AC Commons.
Beginning July 1, eligible employees may take up to 8 hours of leave to volunteer at a non-profit serving the Arlington community. For volunteer opportunities, see the Time to Give page on AC Commons.
Out-of-Pocket Maximum Amounts
The out-of-pocket maximum (OOPM) is a requirement of the Affordable Care Act. The OOPM exists to protect you against catastrophic medical expenses. The OOPM is the most you will pay out-of-pocket during the calendar year for covered health services. Once you meet the OOPM, the plan pays 100% for the rest of the calendar year. Below are the out-of-pocket maximum amounts.
If you switch plans during Open Enrollment:
This may impact what out-of-pocket maximum (OOPM) you must meet for the calendar year.
For a better understanding of how the OOPM works — especially if you decide to change health plans — please review What is an Out of Pocket Maximum?
|Kaiser Permanente HMO||Cigna OAP IN Copay Plan||Cigna OAP IN Coinsurance Plan||Cigna OAP Plan|
Reminder: the OOPM is tracked on a calendar year basis and resets to $0 every January 1st.